Sabtu, 07 Juli 2012

review PIN


Bagaimana menilai tingkat kinerja investasi pemerintah pada BUMN?
Pertanyaan:Trend itu apa sih?
Grafik Investasi
Invest : - BUMN
              - non BUMN
                -PIP
             *investasi : investasi langsung, saham,                                   
             *penugasan : infrastruktur, geothermal,
                                      PLN,SUN,Saham, Endowment
                                      Fund
     -BLU
     -Dit.SMI/DJPB
IGI
Indonesia Green Investment-investasi yang bertujuan untuk mengurangi permasalahan efek rumah kaca
Hypo FB

Capital Outflow
Terkait pengeluaran saham dan surat utang negara
RDI dulu dengan rek RDI sekarang
RDI dulu - untuk tampung uang masuk dan uang keluar,
RDI sekarang - tampung hanya uang masuk/pengembalian investasi, pengembalian pinjaman dan pengembalian penerusan pinjaman
Dasar Hukum Proses Pinjaman dari RDI
UU no 1 tahun 2004
PP no 1 tahun 2008
PMK 52 tahun 2008
Proses Pinjaman di RDI
  1. Pemerintah Invest ke BIP
  2. (pasal 41 UU no 1 tahun 2004)
    Pp no 1 taun 2008
  3. BLU/PIP invest langsung
Pembinaan BLU
  1. Pembina administratif: Sekjend
  2. PMK 52 tahun 2008
    Mencakup: kepegawaian dan tataorganisasi
  3. Pembina Teknis:DJPB
  4. Monev dan lapangan Investasi
PIP
Berdasarkan PMK 135 tahun 2011
PIP dibawah Menkeu
Analisi yang perlu dilakukan PIP sblm melakukan investasi
  1. Analisis Fundamental dan
  2. Analisis teknikal
Dasar Hukum Investasi PIP
Pasal 41 UU no 1 tahun 2004 dan
 PP no 1 tahun 2008
Investasi dikelola oleh
  1. PIP
  2. DJPB cq Dit SMI
Pelaksanaan Investasi yang dilakukan Dir. SMII
  1. Pemberian Pinjaman
  2. Kepada :
    1. Pemda
    2. BUMN'
    3. BUMD
  3. Penerusan Pinjaman
  4. Kepada :
    1. Pemda
    2. BUMN'
    3. BUMD
  5. Kredit Program
Konflik kepentingan antara DJPB dan DJPK
Konflik pada PP no 30 tahun 2011, ttg Pinjaman Daerah
Persinggungan Kepentingan antara DJPK (Dit Investasi Pinjaman
 Daerah) Dengan  DJPB (Dit SMII)
DJPK- meninjau Kapasitas keuangan daerah, dan dalam pinjaman daerah DAU dijadikan jaminan bagi Pinjaman yang dilakukan daerah. Syangnya bagi daerah dengan PAD yang sedikit, Keberadaan DAU sangat penting. Pada daerah miskin, DAU digunakan sebagai sumber dana u/ biaya operasional, yaitu gaji dan perkantoran
Asumsi Pinjaman LN  dulu
Diakui sebagai pendapatan
Apa yang dilakukan dalam proses penerusan PHLN
  1. Kebijakan? Mw diapakan dananya?
  2. Pelaksanaan? Eksekutornya?
  3. Settlement? Jadwal pelaksanaan?
Krakatau steel
IPO tll murah
Hanya dihargai 800, ternyata ada Parpol yang menginginkannya/ meminta saham tersebut lalu setelah saham naik, mereka menjualnya kembali.
Kesimpulannya, restrukturisasi pada Krakatau Steel tidak mencapai tujuan yang diharapkan-yaitu penambahan modal, malah dimanfaatkan o/ pihak-pihak tidak bertanggung jawab untuk memperoleh keuntungan.
Garuda
IPO tll tinggi
4 cara restrukturisasi BUMN/ penyelesaian piutang negara pada BUMN
  1. Penjadwalan kembali
  2. Peubahan persyaratan
  3. DI PMN kan
  4. Dihapus, bila kondisi keuangan perusahaan betul2 buruk/dilikuidasi. Cth : Merpati
Pemda
Birokrasinya rumit, karena setiap proses penerusan pinjaman harus mendapat persetujuan DPRD
PDAM perusahaan daerah yang aneh/memiliki anomali
  1. Modalnya sangat kecil ttp bisa hidup
  2. Manejemen buruk ttp bisa berjalan
  3. Pelayanannya jg buruk, 60% pipa bocor ttp masih bisa hidup.
Penyebab keanehan pada PDAM
PDAM tidak memilik badan hukum
RDI versus RIDI
KMK 346 tahun 2000 ttg RDI
RDI : hanya sebagai rekening penampungan untuk pembayaran kembali atas pinjaman dan penerusan pinjaman ( repayment pinjaman lalu)
RIDI : yang menyalurkan /keluarnya dana pinjaman dan penerusan pinjaman


Jumat, 06 Juli 2012

What is retinal detachment?


Lepasnya Retina adalah masalah serius yang membutuhkan pertolongan medis sesegera mungkin. Jika tidak segera mendapatkan pertolongan, sel retina akan mati karena kehilangan supply nutrisi dari mata, dan kebutaan tidak dapat dicegah.

sympton:
  • kilatan2 cahaya2 ( sudden flashes of light ),
  • munculnya floaters yang mengganggu pandangan (sudden apperance of many floaters
  • ada spot gelap
  • menyempitnya area pandangan (peripheral vision loss)
  • garis terlihat bergelombang ( wavy lines )
  • sometimes-no shymptom

cause:
 Retinal detachment can occur when vitreous liquid (vitreous humor) leaks through a retinal hole or tear and accumulates underneath the retina. Small retinal holes or tears can develop where the retina has thinned due to aging or with other retinal disorders. Retinal detachment due to a tear in the retina typically develops when there is a sudden separation of the vitreous from the retina. Less commonly, fluid can leak directly underneath the retina, without a tear or break. 
As liquid collects underneath it, the retina can peel away from the underlying layer of blood vessels (choroid). The areas where the retina is detached lose their blood supply and stop functioning, so you lose vision. 
 
orang-orang yang berpotensi:
  • penderita miopia yang tinggi
  • penuaan
  • orang-orang yang aktif - petinju, dsb
  • memiliki sejarah lepasnya retina dalam keluarga

pencegahan:
pemeriksaan mata secara teratur
waspada akan benturan dan tekanan pada bola mata
perhatikan gejalanya
bagi penderita dengan resiko pelepasan retina, jauhi aktivitas yang sangat aktif, yang dapat meningkatkan tekanan pada bola mata, seperti bungee jumping, rolercoaster rides, skydiving, karate/kick boxing

Sumber:
http://www.mayoclinic.com/health/retinal-detachment/DS00254/DSECTION=preparing-for-your-appointment

http://www.visivite.com/stores-sd-html--ylt-aswlscfiypu-a-ju8bqpa5yceb0f--ylu-x3odmtbsn2podhrpbf9zazk2mjc2nzy0bhnlywnzdg9yzq.html

http://www.visivite.com/stores-sd-html--ylt-aswlscfiypu-a-ju8bqpa5yceb0f--ylu-x3odmtbsn2podhrpbf9zazk2mjc2nzy0bhnlywnzdg9yzq.html

Kamis, 05 Juli 2012

apa sih Thiamphenicol?


Thiamphenicol adalah antibiotik yang sering digunakan dalam pengobatan ternak. Hanya beberapa negara yang membeikan izin penggunaan Thiamphenicol sebagai obat pada manusia.

Thiamphenicol termaksud widespectrum antibiotic, dan berdasarkan cara kerjanya dapat digunakan sebagai bakteristatic maupun bakterisida- tergantung dosis dan jenis bakteri yang dihadapi. Thiamphenicol menghambat sintesa protein yang dibutuhkan bakteri untuk menggandakan diri.

Dimasa depan Thiamphenicol memiliki potensi sebagai obat untuk mengatasi infeksi yang resistant terhadap antibiotik biasa, karena bakteri biasanya resistant terhadap antibiotic yang umum digunakan.

Kemungkinan bahaya dari penggunaan Thiamphenicole:
Kerusakan sel darah- yeah, setiap obat pasti ada efek sampingnya, makanya jgn sakit,,, >.<''
Dosis:
Infeksi saluran pernafasan
500 mg, 3 kali sehari selama 5 hari
Inf. Saluran kemih
500 mg, 4xsehari selama 5 hari
Inf. Saluran cerna
500 mg, 3x sehari selama 5 hari
Penggunaan:
Dikonsumsi saat perut kosong, 1-2 jam sebelum/sesudah makan

PERHATIAN:
Harus dengan resep dokter



sumber:


Minggu, 01 Juli 2012

Time...

time is really preacious dear,
so used it wisely.
you get 24 hours a day freely,
but you can't buy even a second of your time,
so used it wisely,
your free treasures,,

God,i'm quite fascinated,how i'm developed in the past year,
it's because of my friends, yes,
and because of me get intersted in all things i do,
God, please keep me intersting and curious in everything, so i can easily learn and love.
God Bless Me,,

Kamis, 03 Mei 2012

Gratefullness


if u think there is something wrong with your body
maybe you think your nose is too big, 
your legs are too muscular, 
your eyes are too small,
your breasts are too small or too big or whatever.
and you think they are ugly and you should change them,
STOP !!!
you really should stop that thought before  you ruin your own body.
body image is one thing that should not lower your self esteem, because everybody is different.
setiap orang berbeda-beda dan Tuhan punya maksud yang sangat baik membuat setiap manusia unik.

Dont waste your time to think about it
Dont waste your life by making it be able to lower u'r self esteem

It's stupid to discriminate others-don't respect them because their looking don't qualify your standards
your stupid beauty standards
What do you think about a hot, good looking man, with good body and rich who loves sleeping wih every girls he met and happy to hurt others?
He is a trash, isn't he?  I bet no one will like him,

So don't be one of stupid people who judge others from their cover  by judging u'r self bad,
Help u'r self, love your self, take care of it and make u'r self happy.
The matter is your inside,
Your inner beauty will lead you to a happy life and beloved by others

always be gratefull for everything you have and you will be happy dear.

Senin, 30 April 2012

Bukan Untuk Ahli Bedah Plastic

Sebelumnya saya minta maaf apabila ada  tulisan di blog ini yang menyinggung perasaan anda.
Sungguh saya tidak punya maksud apa-apa.
Hanya  ingin menyampaikan pikiran saya.
 
Saya  bingung kenapa wanita tergila-gila dengan payudara besar. Padahal itu kan hanya seonggok lemak. Payudara besar memang indah dibalik  sweater, tapi sekali lagi itu hanyalah seonggok lemak, yang bahkan tidak  gunanya.  Ya, memang tidak ada gunanya, selain memberimu sakit punggung, sakit leher, goncangan yang berlebihan ketika bergerak dan iritasi akibat gesekan saat bergerak diantara kedua payudara  besar akibat beban yang dimilikinya.
Yang menjadi dasar disini adalah kegunaan payudara. Kegunaan payudara adalah untuk menyusui dan ukuran payudara tidak ada hubungannya dengan banyaknya produksi air susu yang dihasilkan. Bahkan ada kecenderungan lebih sulit menyusui karena payudara ibu yang besar dapat menghalangi bayi untuk bernafas saat menyusu.
Yang paling menyedihkan adalah kenyataan bahwa payudara tersusun dari jaringan lemak yang membuatnya begitu lembut dan menyenangkan untuk disentuh, tetapi  juga sangat rentan akan, you know-sagginess and sellulite ketika ukuran mereka sangat besar.
Disini saya tidak merendahkan wanita dengan payudara besar, sama sekali tidak. Bahkan menurut saya  pria  lebih tertarik dengan wanita  yang memiliki payudara besar  dibandingkan dengan wanita dengan boyish figure. Well, semua ada sisi negatif dan positifnya. Dimana  dengan memiliki boyish figure, itu artinya no pain on chest when running , no back pain and neck pain, you can go braless in your home which is more healthy and can prevent cancer, without worrying about sagginess, saving your money because you can use your bra more longer  and so on.
 
Yang ingin saya tekankan disini adalah untuk mensyukuri apa yang kita miliki. You know, "Beauty is on the eye beholder".
Saya sangat prihatin dengan wanita-wanita yang begitu berusaha keras untuk meningkatkan ukuran payudaranya. Menempuh berbagi macam cara, mulai dari Pumping,herbs, even danger stuff like plastic surgery. Mereka rela mengorbankan payudara mereka, kesehatan mereka, kenyamanan mereka hanya untuk looking good in clothes. They change those small, cute and soft breast with big, hard, unnatural shape sillicone breast. Belum lagi ditambah resiko lainnya seperti cancer, missplaced, infection, poisoning because of broken sillicone etc.

Oh girl, just embrace your self, the way it is. Your big fascinating, medium pretty, small cute and comfort. They are all beautifull!

Keep Healthy and happy, guys.

i'm proud to be an indonesian and i love my country and i pray for my country.

❤ Ginjalku






Keep Your Kidneys Healthy
The steps you take to keep your kidneys healthy help the rest of your body too. Talk to your health care provider to find out the steps that are right for you.
If you are at risk for kidney disease, the most important steps you can take to keep your kidneys healthy are:
Tips to help keep your kidneys healthy:
A Healthy Kidney
  • Keep your blood pressure at the target set by your health care provider. This can delay or prevent kidney failure.
  • If you have diabetes, control your blood glucose level.
  • Keep your cholesterol levels in the target range.
  • Take medicines the way your provider tells you to. (Important! Certain blood pressure medicines called ACE inhibitors and ARBs may protect your kidneys. Ask your health care provider for more information.)
  • Cut back on salt. Aim for less than 1,500 milligrams of sodium each day.
  • Choose foods that are healthy for your heart: fresh fruits, fresh or frozen vegetables, whole grains, and low-fat dairy foods.
  • Limit your alcohol intake.
  • Be more physically active.
  • Lose weight if you are overweight.
  • If you smoke, take steps to quit. Cigarette smoking can make kidney damage worse.
When you see your provider, ask:
  • What is my GFR?
  • What is my urine albumin result?
  • What is my blood pressure?
  • What is my blood glucose (for people with diabetes)?
How do you know your kidneys are unhealthy?
If a doctor tells you that you’ve less than 100 per cent kidney function, you should be very concerned. Kidneys rarely get better, and almost always deteriorate - fortunately this is usually a slow process.
If you are ever told this by your doctor, make sure you have a regular blood test (called a creatinine) for the rest of your life.
Symptoms of kidney failure don’t usually occur until you have less than 20 per cent function. By this time, dialysis is usually inevitable. However, there are steps you can take to prevent this from happening:
  • Don’t smoke; it’s the only thing you can do directly to affect the health of your kidneys. Smoking furs the artery to the kidney, which can cause kidney failure. Smoking also affects the blood vessels to the heart and brain in the same way, causing heart attacks and strokes. Unfortunately when damage has occurred, stopping smoking has little effect, so it’s important not to start in the first place.
  • Keep to a healthy weight. Obesity leads to type 2 diabetes which is the most common cause of kidney failure.
  • Make sure your blood pressure is normal. High blood pressure can damage the kidneys. Make sure you have it checked regularly, and that it is consistently below 130/80 mmHg. If you’re in an ‘at risk’ group, you should make sure it’s checked regularly, and start treatment if it goes up.
  • Family history. If you know that someone else in your family has kidney failure, or has ever had dialysis or a transplant, get your kidneys checked with blood and urine tests, and an ultrasound. There are several inherited forms of kidney failure, the commonest being polycystic kidney disease.
For people who only have one kidney, it’s best to avoid contact sports such as karate, that might damage the kidney. Fortunately the kidneys are well protected by the ribcage at the back, so are rarely affected by trauma
Kidney infections and stones
If you’re regularly diagnosed with urinary tract infections (including cystitis) it’s important to start taking antibiotics as soon as they’re prescribed, and make sure you have a urine sample taken straight after the infection, to confirm it has gone.
If you have kidney stones, and pass a stone in your urine, this doesn’t mean an end to the problem. Ask your doctor to see if there is anything you can do to prevent it happening again. Make sure the doctor checks (with another x-ray) that there are no further stones, potentially damaging the kidney.
Prostate problems
Prostate problems are very common in men over 50, and are usually due to enlargement of the prostate gland, causing problems passing urine. A slowly growing prostate gland can silently damage the kidneys over a period of years. So, it‘s worth having regular blood tests of kidney function to monitor the situation.
Some people think that alcohol damages the kidney, which is a popular myth, as it mainly affects the liver. Many people also think drinking a lot of water is good for the kidney, as it ‘flushes it out’. Again, there’s no medical evidence for this idea.
Care should be taken with the use of non-steroidal inflammatory drugs (NSAIDs) such as aspirin and ibuprofen. They can be dangerous if taken in high dosage over a number of years, and can cause kidney failure.
Although most causes of damage to the kidneys is irreversible once diagnosed, ESRF requiring dialysis or transplants is extremely rare.

read also:
http://www.bbc.co.uk/health/physical_health/conditions/in_depth/kidneys/
http://nkdep.nih.gov/learn/keep-kidneys-healthy.shtml